Eligibility: Pass in Secondary (10th) Examination with at least 35% marks (33% marks for SC/ST candidate) from Board of School Education, Haryana or equivalent examination from a recognized Board /University.
Note: The admission for Diploma in Business Financial Services and Insurance Course will be made on merit basis by HSTES Panchkula.
Duration: 3 Years (with Multiple Exit Points)
Eligibility: 10th Pass or Equivalent
Affiliation & Approval: AICTE Approved | NSQF Level 5–7 | Skill India / BFSI Sector Skill Council Certified
✔️ Professionally designed to train students in banking operations, financial services, insurance processes, and digital finance
✔️ Strong focus on real-world banking practices, customer handling, digital platforms, and legal regulations
✔️ Blends classroom learning with internships in banks, NBFCs, and insurance firms
✔️ Ideal pathway to careers in retail banking, insurance agencies, microfinance, and financial advisory
✔️ Offers modular exits: Certificate (1 Year), Diploma (2 Years), Advanced Diploma (3 Years)
✅ Customer Relationship Executive in Banks
✅ Insurance Advisor / TPA Coordinator
✅ Loan Processing Officer / Recovery Agent
✅ Microfinance Field Executive
✅ Financial Products Sales Officer (Mutual Funds, SIPs)
✅ Data Entry / Accounts Support in BFSI firms
✅ Eligible for BBA or B.Com (Lateral Entry) or government competitive exams
| Year | Subjects / Modules |
|---|---|
| 1st Year (Certificate) | Basics of Banking & FinanceBusiness Mathematics & AccountingFundamentals of InsuranceCustomer Service & CommunicationMS Office & Digital LiteracySoft Skills |
| 2nd Year (Diploma) | Banking Products & ServicesRetail Banking OperationsBasics of Financial MarketsLife & General Insurance PracticesRegulatory Guidelines (RBI, IRDAI)IT Applications in BFSI |
| 3rd Year (Advanced Diploma) | Financial Statement AnalysisCredit & Risk ManagementMutual Funds & Investment ProductsMicrofinance & Rural BankingFinTech & Digital Banking ToolsInternship & Project Work |
BFSI Simulation Lab (Banking Software like Finacle/BankConnect)
Document Handling & Loan Form Processing
Mock Sales Pitches for Financial Products
Tally/ERP Practice for Accounting Basics
ATM/Digital Wallet Demo Setup
Role-plays: Customer Handling, Grievance Redressal
✅ Industry Internship in 3rd Year with banks, NBFCs, or insurance agencies
✅ Workshops by experts from RBI, SEBI, IRDAI, SIDBI, LIC
✅ Live Projects: Customer KYC, Loan Product Comparison, SIP Planning
✅ Exposure to GST, UPI, Aadhaar Seeding, Financial Inclusion Models
✅ Visits to banks, financial literacy camps, insurance offices
| Completion | Award | NSQF Level |
|---|---|---|
| 1 Year | Certificate in BFSI | Level 5 |
| 2 Years | Diploma in BFSI | Level 6 |
| 3 Years | Advanced Diploma in BFSI | Level 7 |